Should You Roll Your Old 401(k) Into an IRA in 2026?
Should you roll an old 401(k) into an IRA? Compare costs, early-access rules and tax traps before moving retirement savings after a Houston job change.
The Mercer Street blog
Insights
Practical writing on tax, business, estate, and investment decisions from a CPA and CFP® in Houston.
Harris County Property Taxes Went Up. How Much Can You Deduct in 2026?
How much Texas property tax you can deduct in 2026 under the $40,400 SALT cap, the phase-down above $505,000 of income, and when to pay your Harris County bill.
What Happens to Your Opportunity Zone Deferred Gain on December 31, 2026?
Deferred a capital gain into a Qualified Opportunity Fund? The tax comes due on your 2026 return. What gets taxed, what survives, and how 2027 rules differ.
The College Planning Guide for High-Income and High-Net-Worth Families (2026)
How high-income Houston families pay for college in 2026: 529 superfunding, Texas 529 plans, Coverdells, UTMAs, Roth IRAs, trusts, the new FAFSA rules, Parent PLUS caps and strategies for grandparents and business owners.
Should You Buy Equipment Before Year-End? 2026 Bonus Depreciation and Section 179 for Houston Business Owners
How 100% bonus depreciation and the $2.56 million Section 179 limit work in 2026, the placed-in-service deadline, vehicle rules, and when buying doesn't pay.
How Much Can I Give Away Tax-Free in 2026? A Year-End Gifting Guide for Houston Families
The 2026 gift tax rules in plain English: the $19,000 annual exclusion, the $15 million lifetime exemption, 529 superfunding, tuition gifts and Form 709.
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