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Hourly · Fee-only · Houston, TX
Financial and tax planning for families with complex lives
Mercer Street is an hourly, fee-only planning firm led by a CPA/PFS and CFP®. Bring the questions and decisions in front of you, whether they're about your taxes, investments, business or estate, and we'll work through them together. We publish exactly what it costs.
- CPA/PFS
- CFP®
- Fiduciary
- No commissions
Founder
Published fees
- Fit meeting
- Free
- 20 minutes by video or phone.
- Hourly rate
- $600/hr
- Planning, tax and investment advice. Tracked by the minute.
- Minimum
- 2 hours
- $1,200 per engagement.
- Asset minimum
- None
- Keep your accounts where they are.
Who we work with
Planning built for complicated situations
01
Business owners
Entity choice, owner compensation, cash reserves, and planning years ahead of a sale or liquidity event.
Learn more →02Professionals with international lives
Cross-border planning for non-U.S. persons living in the U.S. and Americans with ties abroad.
Learn more →03College-bound families
Funding education without derailing retirement, coordinated with your tax picture.
Learn more →Houston is home, but we work virtually with clients across the United States and abroad. See what an engagement looks like in three case studies →
Why Mercer Street
Why work with a CPA financial planner?
A founding principle of the AICPA Statement on Standards in Personal Financial Planning Services and the CPA Code of Professional Conduct is to "always act in the best interest of the client."
As a fee-only financial advisor in Houston, we are fiduciaries. We state our fees clearly and upfront, we do not accept commissions, and we do not sell products. Our pricing is set up to be fair, logical, and transparent, so our interests stay aligned with yours.
What we can help with
- Answers to financial questions and decisions as they come up
- Clarifying what you want your money to do, and aligning your finances with it
- Tax planning, including finding savings in your return
- Portfolio second opinions and retirement projections
- Estate and wealth-transfer planning
- Risk management for property damage, disability, and untimely death
- Employer and business benefit optimization
- Asset protection from creditors and litigants
- Identity protection and cybersecurity practices
- College planning
- Cross-border planning
Insights
Recent writing
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Starting with 2026 sales, Form 1099-DA reports crypto basis only for covered units. Learn which coins qualify, what's left blank, and how to fix gaps.
Should You Roll Your Old 401(k) Into an IRA in 2026?
Should you roll an old 401(k) into an IRA? Compare costs, early-access rules and tax traps before moving retirement savings after a Houston job change.
As quoted in
- CNBC.com
- Cointelegraph
- BestMoney.com
- TheTaxAdviser.com
- TheStreet.com
- Houston Chronicle
- GOBankingRates.com
- MyMoneyChronicles.com
- ETF.com
- Medium.com
Talk through your situation with a CPA and CFP®
Planning, tax and investment advice is $600 per hour with a 2-hour minimum, and the 20-minute fit meeting is free. No asset minimums or commissions.