Hourly · Fee-only · Houston, TX

Financial and tax planning for families with complex lives

Mercer Street is an hourly, fee-only planning firm led by a CPA/PFS and CFP®. Bring the questions and decisions in front of you, whether they're about your taxes, investments, business or estate, and we'll work through them together. We publish exactly what it costs.

Schedule a consultationServices and fees
  • CPA/PFS
  • CFP®
  • Fiduciary
  • No commissions
Ryan Firth, CPA/PFS, CFP®, founder of Mercer Street
Ryan Firth, CPA/PFS, CFP®
Founder

Published fees

Fit meeting
Free
20 minutes by video or phone.
Hourly rate
$600/hr
Planning, tax and investment advice. Tracked by the minute.
Minimum
2 hours
$1,200 per engagement.
Asset minimum
None
Keep your accounts where they are.

Who we work with

Planning built for complicated situations

01

Business owners

Entity choice, owner compensation, cash reserves, and planning years ahead of a sale or liquidity event.

Learn more →02

Professionals with international lives

Cross-border planning for non-U.S. persons living in the U.S. and Americans with ties abroad.

Learn more →03

College-bound families

Funding education without derailing retirement, coordinated with your tax picture.

Learn more →

Houston is home, but we work virtually with clients across the United States and abroad. See what an engagement looks like in three case studies →

Mercer Street's blue and gold rampant lion emblem

Why Mercer Street

Why work with a CPA financial planner?

A founding principle of the AICPA Statement on Standards in Personal Financial Planning Services and the CPA Code of Professional Conduct is to "always act in the best interest of the client."

As a fee-only financial advisor in Houston, we are fiduciaries. We state our fees clearly and upfront, we do not accept commissions, and we do not sell products. Our pricing is set up to be fair, logical, and transparent, so our interests stay aligned with yours.

What we can help with

  • Answers to financial questions and decisions as they come up
  • Clarifying what you want your money to do, and aligning your finances with it
  • Tax planning, including finding savings in your return
  • Portfolio second opinions and retirement projections
  • Estate and wealth-transfer planning
  • Risk management for property damage, disability, and untimely death
  • Employer and business benefit optimization
  • Asset protection from creditors and litigants
  • Identity protection and cybersecurity practices
  • College planning
  • Cross-border planning
How engagements work →

Insights

Recent writing

All articles →

As quoted in

  • CNBC.com
  • Cointelegraph
  • BestMoney.com
  • TheTaxAdviser.com
  • TheStreet.com
  • Houston Chronicle
  • GOBankingRates.com
  • MyMoneyChronicles.com
  • ETF.com
  • Medium.com
See all 33 media mentions →

Talk through your situation with a CPA and CFP®

Planning, tax and investment advice is $600 per hour with a 2-hour minimum, and the 20-minute fit meeting is free. No asset minimums or commissions.

Schedule a consultationSee services and fees