How Much Can I Give Away Tax-Free in 2026? A Year-End Gifting Guide for Houston Families
The 2026 gift tax rules in plain English: the $19,000 annual exclusion, the $15 million lifetime exemption, 529 superfunding, tuition gifts and Form 709.
The Mercer Street blog
Insights
Practical writing on tax, business, estate, and investment decisions from a CPA and CFP® in Houston.
Is an HSA Worth It in 2027? An Open Enrollment Guide for Houston Families
Should you pick an HSA-eligible health plan for 2027? New HSA limits, the 2026 law changes, payroll tax savings and when a PPO still makes more sense.
The U.S.–Australia Cross-Border Financial Planning Guide for 2026
Moving between the U.S. and Australia? A 2026 guide to tax residency, the tax treaty, FBAR, retirement accounts, super, PFICs, estate planning and insurance.
Which Crypto Should You Sell? 2026 Lot Selection Rules and the December 31 Deadline
FIFO is the default, but you can pick which crypto lots you sell. Here's how the 2026 rules work, what 1099-DA now reports, and what changes after December 31.
Your Child Already Has a Trump Account: What Houston Parents Should Do Next
Treasury just opened a Trump Account for nearly every child with an SSN. Here's how to claim it, get the $1,000 seed money, and whether to add your own savings.
Year-End Tax Planning Checklist for Houston Families and Business Owners (2026)
A practical 2026 year-end tax checklist for Houston families and business owners: income timing, 401(k) and Roth moves, RMDs and QCDs, charitable giving under the new rules, and more.
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