The Mercer Street blog
Practical writing on tax, business, estate, and investment decisions from a CPA and CFP® in Houston.
The IRS minimum rates for family loans rose in November 2026. Learn the AFR for your loan term, the $10,000 and $100,000 rules, and how to document the note.
The IRS moved many deadlines to Feb. 1, 2027 for Harris, Fort Bend and 60 other Texas counties. See what moved for your business, what didn't and what to do.
Roth conversions must be done by December 31 and can't be undone. See the 2026 brackets, the Medicare IRMAA lookback, the 5-year rule and who should convert.
S corporation owners must take reasonable pay before distributions. See the IRS factors, the 2026 payroll tax math, and what to settle before December 31.
The IRS's new IRA correction program starts May 1, 2027 and covers four errors. See what it fixes, the $3,500 fee, and the free options to try first.
Starting with 2026 sales, Form 1099-DA reports crypto basis only for covered units. Learn which coins qualify, what's left blank, and how to fix gaps.
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